• If you are planning on getting a mortgage - check your credit rating, it is wise to double-check at the   
outset.  Make sure any outdated derogatory entries are deleted, officially cancel inactive credit cards,
and hold off on making any major credit card or car purchases.  Any monthly payments will be
counted against you and reduce the amount of mortgage loan you will be offered.

Getting pre-qualified or better yet pre-approved  makes you a strong buyer, welcomed by the seller.

Home Inspection - It is extremely important to hire a reputable inspector so that you know exactly       
what  you are buying.  If you are satisfied with the results of the inspection, then you can proceed.
If the inspector finds problems, you may request for the seller to do the repairs or accept the
property without any repairs.

Appraisal - Your lender will require, to make sure that the home you are buying is worth the money
you are borrowing.

Homeowner's Insurance - To protect your interests (and that of the lender, if applicable).

Walk-Thru - To be comfortable that the home is in the same condition as when you wrote the
Purchase Contract and that any agreed upon repairs have been completed.  

Settlement or Closing - a meeting at the title company where all the papers have been collected  for
signing. Have your money wire transferred and bring your identification.

Recording - After all the papers have been signed (from both sides) and the monies collected, the
title company will have a runner take the paperwork  to the county recorder's office and after it is
recorded, the home is yours.              
For Sale By Owner -
If you are selling your
house by owner - I would
be happy to put it on this
website. Just email me a
picture and a small ad and
I will put it on.  There are no
strings attached, if at a later
date you should decide to
list with a Realtor, I just ask
for your consideration.
Make a Wish List - Decide
What is essential
What is a nice extra
What is completely Undesirable
Pat Pryor
480-924-2487
Buying a Home